Which Loan is Right For You

Which Loan Is Right for You?

Find the Perfect Mortgage with NOLA Lending Group

Explore Different Loan Options to Suit Your Home Financing Needs.

• First-Time Homebuyers

  Purchasing a home is one of life's major milestones and for some, it is even a dream come true. Securing a loan is the most important piece of the homebuying puzzle, but home loans can be very complex. It’s likely that you’ll have several financing options, all with different features. NOLA Lending has the expertise to guide first-time homebuyers like you through the process and we offer many mortgage types with different features to help you find your best fit.

  See our buyer resource guide for a detailed explanation of the mortgage buying process and other information you'll need to know before applying for your first mortgage.

• Military

  Most veterans, active-duty personnel and some surviving spouses are eligible for a VA loan. Veterans Affairs guarantees a portion of the loan, enabling NOLA Lending to provide you with more favorable terms1.

  Options are also available to reduce your existing monthly VA mortgage payments by lowering your interest rate.

• Investment Property

  There are many choices when it comes to financing your investment property. A primary consideration in determining your best loan option is based on what your plans are for the property.

• Refinance

  A portfolio loan is a type of home mortgage that is held and serviced by a lender like NOLA Lending Group, rather than being sold to investors on the secondary market. This allows us to offer more customized solutions to homebuyers who may not meet the strict criteria of traditional loan programs. Whether you're a first-time homebuyer, have unique financial circumstances, or are looking for an affordable financing option, a portfolio loan might be the perfect solution for you.

  Affordable Portfolio Loans from NOLA Lending Group

  • Flexible Home Financing: Ideal for buyers with credit, income, or property location challenges.
  • Custom Mortgage Solutions: Personalized terms not bound by traditional loan requirements.
  • No PMI Required: Save money—portfolio loans eliminate the need for private mortgage insurance.
  • Low Down Payment Options: Financing available.
  • No Prepayment Penalties: Pay off your loan early without extra fees.
  • Community-Focused Lending: Supporting local homeownership and neighborhood growth.

  Get affordable home financing tailored to your needs with a NOLA Lending Group portfolio loan.

• Purchasing a New Home

  View the most common loans offered to homebuyers.

• Credit Challenged

  There are many options for our customers who have less-than-perfect credit. A NOLA Lending Group loan officer can help you find a loan that works for you. Find the NOLA Lending office nearest you.

• Get Started with NOLA Lending Group Today

  If you're ready to explore your home financing options, NOLA Lending Group is here to help. Our portfolio loans and other home mortgage products are designed to make homeownership more attainable for everyone. Contact us today to learn more about how we can assist you in finding the best affordable financing solution for your needs. Let NOLA Lending Group be your trusted partner in securing your dream home!

¹ The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.